Sagium Health Strategies

Can include coverage for paramedical services, hospital rooms, mental health supports, medically necessary equipment, prescription drugs, and more.

An allotment of funds that provide flexibility and can be used to cover coinsurance, pay claims that exceed benefit limits, purchase fitness memberships and sports equipment, and more.

Can focus on basic services like hygiene appointments, x-rays, and fillings, or include major coverage for services like dentures, crowns, and restorative work.

EAP’s offer confidential support services for employees and their families, including mental health counseling, work-life balance resources, and legal/financial guidance. It aims to reduce stress and improve overall well-being and the services are often available 24/7.

Provides beneficiaries with a lump-sum payment in the event of an insured death. Most benefits plans cover employees, while some offer optional coverage for dependents too.

This benefit covers emergency health services when unexpected illnesses and injuries occur while traveling.

Provides a lump-sum payment to an employee or beneficiary when an unforeseen accident results in death or the loss of a limb.

Organizations with employees in Canada and the US may be able to access US-based benefits and HR services by working with our partners.

A form of income protection, short-term disability and long-term disability benefits provide employees with financial support when they’re unable to return to work due to illness or disability.

These programs often include webinars or in-person seminars and workshops that focus on particular health issues, and provide employees with preventative tools and advice.

Provides a lump-sum payment to insured employees if they are diagnosed with specific life-threatening illnesses and all contracted conditions are met.